If this is your first visit, be sure to check out the FAQ by clicking the link above. You may have to register before you can post: click the register link above to proceed. To start viewing messages, select the forum that you want to visit from the selection below.
Go Back   Wedding Forum | My Groovy Wedding > Wedding Discussion > Wedding Chit Chat
User Name
Password



Reply
 
LinkBack Thread Tools Display Modes
  #1 (permalink)  
Old 12-04-2006, 08:45 AM
tashaandy7469's Avatar
tashaandy7469 tashaandy7469 is offline
Registered User
   
Join Date: Feb 2006
Location: Glos, uk
Posts: 407
Default wedding insurnace??

Hi girls

do i need a wedding insurnace? i wonder if i payment every monthly till my wedding date due (13 months) then next? i get money back from insurnace if nothing happen everything are smooth? i need ur help make me clear as cloud! thanks tasha xx
__________________
I M GETTING MARRY TO MY LOVELY DARLIN ANDY IS ON 26th MAY 2007!
Reply With Quote
  #2 (permalink)  
Old 12-04-2006, 08:50 AM
bron's Avatar
bron bron is offline
I am the Bron and only
Staff Groover!
  
Join Date: Mar 2002
Posts: 11,180
Default

normally its just a one off amount when I got mine 4 years ago it was about £35. you didnt get anything back unless of course you had to claim
__________________
Nia 04-08-06 2lb12 04-08-2006 ~ Jamie 01-12-2004 8lb7.5 ~Matthew 04-04-03 9lb 14
wedding 25-05-2002
Some days it just isnt worth chewing through the leather straps in the morning!
Reply With Quote
  #3 (permalink)  
Old 12-04-2006, 09:00 AM
tashaandy7469's Avatar
tashaandy7469 tashaandy7469 is offline
Registered User
   
Join Date: Feb 2006
Location: Glos, uk
Posts: 407
Default

do u think i should take a insurance ? really worth for make safe or what? pay £35 a year or month whatever tasha xx
__________________
I M GETTING MARRY TO MY LOVELY DARLIN ANDY IS ON 26th MAY 2007!
Reply With Quote
  #4 (permalink)  
Old 12-04-2006, 09:24 AM
bron's Avatar
bron bron is offline
I am the Bron and only
Staff Groover!
  
Join Date: Mar 2002
Posts: 11,180
Default

I got it
its nice for peace of mind and is generally a small amount in the overall budget
__________________
Nia 04-08-06 2lb12 04-08-2006 ~ Jamie 01-12-2004 8lb7.5 ~Matthew 04-04-03 9lb 14
wedding 25-05-2002
Some days it just isnt worth chewing through the leather straps in the morning!
Reply With Quote
  #5 (permalink)  
Old 12-04-2006, 09:28 AM
mistleuk's Avatar
mistleuk mistleuk is offline
Mummy to Daniel
   
Join Date: Mar 2002
Location: Wigan
Posts: 6,852
Default

Well if i was getting married again i would take out insurance, we didn't and we lost our booking at a hotel in teh lake district, so for peace of mind i would say go with the insurance
__________________
Emma


Smuggie since Oct 2002

After lots of help our little born on 28th Jan 2008



when I kiss you goodnight I will
hold you a little tighter, a little longer. It is then, that I will thank
God for you, and ask him for nothing,
Reply With Quote
  #6 (permalink)  
Old 12-04-2006, 09:33 AM
Cas's Avatar
Cas Cas is offline
Registered User
   
Join Date: Jan 2006
Location: UK
Posts: 319
Default

We've got it, cost me about 100quid from ******** - so not desperately cheap but worth the peace of mind
Reply With Quote
  #7 (permalink)  
Old 12-04-2006, 10:57 AM
Libby's Avatar
Libby Libby is offline
Mummy to my gorgeous son
   
Join Date: Apr 2002
Location: Berkshire
Posts: 769
Default

We took out wedding insurance too, i think we got ours from M&S, but we were lucky and did not need to claim for anything.

Libby
__________________
Married my wonderful husband Dave on 28th February 2004
at Wentworth Golf Club, Virginia Water
Mummy to Tom
Reply With Quote
  #8 (permalink)  
Old 12-04-2006, 11:08 AM
Dawnie's Avatar
Dawnie Dawnie is offline
Save the Cheer******....
   
Join Date: Dec 2001
Location: White Stilletto Land
Posts: 16,913
Default

To be honest I didn't even think about wedding insurance when we got married but in hindsight I think it's a very good idea.

I've seen too many stories about venue's double booking and bandits taking money without producing the goods but I suppose that's the peril of perusing wedding web sites.

Worth it if you can get a relatively good value policy. I wouldn't pay more than £100.00 though.

__________________
Saturday 16th June 2001 - St Catherine's Church,


Some people are like slinkies, not really good for anything, but they bring a smile to your face when pushed down the stairs
Reply With Quote
  #9 (permalink)  
Old 12-04-2006, 11:13 AM
Teresa's Avatar
Teresa Teresa is offline
Smug Mrs
   
Join Date: Apr 2002
Location: Dorset
Posts: 11,194
Default

We never bothered with insurance. We kept thinking about it but by the time we actually got around to sorting it out, it was so close to the wedding that we didn't bother.

I've heard some horror stories too about venues double booking, closing down or deciding to renovate just before the big day. I've also heard of quite a few people that have paid for things that have never been delivered.

I think insurance is a very good idea and there some reasonable policies around. I think M&S do one for less than £50.

In hindsight we were very lucky in that we didn't need insurance but we should have got our backsides into gear and got it really just in case.
__________________
Teresa and Paul - 2nd October 2004
Reply With Quote
  #10 (permalink)  
Old 12-04-2006, 11:14 AM
Ang Ang is offline
.
   
Join Date: Nov 2003
Location: Yorkshire
Posts: 17,277
Default

I think it's a good idea. I know someone whose venue closed after their stationary had been printed and the insurers paid for new stationary so well worth it in their case.
__________________
.



Vodka - cheaper than botox and paralyses more muscles

Who the hell invented hormones anyway?


Warning - chocolate can make your clothes shrink


"That bloody car" blog http://rover-coupe.blogspot.com/

http://www.myspace.com/scatty91
Reply With Quote
  #11 (permalink)  
Old 12-04-2006, 11:37 AM
mrs_cupotea's Avatar
mrs_cupotea mrs_cupotea is offline
Mrs Broon
   
Join Date: Oct 2005
Location: Glasgow
Posts: 471
Default

We've got wedding insurance, I *think* it was about £50/56 (one off payment, I think you have to take the policy out no more than 2 years before your wedding and no less than 3 months before)- wasn't much more than that anyway and it was from Marks and Spencers. Although we have not had to use it for anything it is reassuring to have it there as a falback should anything not go to plan.
__________________
Our Wedding Journal
Our Wedding Pictures (Unofficial Ones)
Our official photos, password is 'campbell wedding'.
Reply With Quote
  #12 (permalink)  
Old 12-04-2006, 02:43 PM
Ffi's Avatar
Ffi Ffi is offline
Registered User
   
Join Date: Sep 2002
Location: North Wales
Posts: 1,009
Default

We had insurance - from Debenhams I think - but I'm a cautious person by nature anyway and things are so expensive if you have to cancel or if anything went wrong.

This may sound awful but we were also mindful that we had some very close elderly relatives alive at the time and we may have had to cancel/reschedule if something had happened to any of them close to the wedding.
__________________
Have been smugly married for 5 years - where has the time gone?

26 September 2003

Our gorgeous little bundle of pinkness was born on the 28th January 2007

Reply With Quote
  #13 (permalink)  
Old 12-04-2006, 07:09 PM
Maryann-Sean Maryann-Sean is offline
Registered User
   
Join Date: Apr 2005
Location: Belfast, N Ireland
Posts: 100
Default

I got wedding insurance too - just in case - mainly cos we cant afford to pay extra money in case things go wrong.

It's definitely worth looking into to see if you can get a good deal
__________________
Getting married in Malta on 8 June 2006
Reply With Quote
  #14 (permalink)  
Old 27-04-2006, 01:11 PM
rachelp's Avatar
rachelp rachelp is offline
can't wait to be Rachel G
   
Join Date: Mar 2004
Location: Staffordshire
Posts: 181
Default

I always think if I can afford to lose the money I don't bother with insurance - but once it gets to apoint where I couldn't afford to pay it out again - then I get insurance! (I once got burgled without insurance and it's no fun!!).

Mine was a one off payment - I went for a higher rate premium as it gave more cover (our meal and hotel is quite pricey). It was a one off payment of about £90.

I got it as just before I paid the first deposit for anything) which was about 18 months before the wedding. It's valid for cancellation from then until the day so that's good.

I'd rather be safe than sorry - I can just about afford £90 but couldn't afford to lose the money from all my deposits, etc. if something awful happened.
__________________
Rachel P getting married 31st July 2006
Reply With Quote
  #15 (permalink)  
Old 27-04-2006, 01:28 PM
saracat's Avatar
saracat saracat is offline
Wife of the Ginger One
   
Join Date: Jun 2004
Location: Altrincham/Manchester, UK
Posts: 1,356
Default

We got it form M&S for £54. We thought it was woth it because my little boy has been spending time in hospital with kidney probs so we cant be sure it wont happen near to the wedding. As he is a member of the wedding party we would be covered if we have to postpone.

Sara
__________________
Hear Terry's new CD, Fractal Landscapes, at : http://www.myspace.com/rhapsodyinpurple

Sara and Terry married at last- Good Friday 6th April 2007- Fernie Castle
Reply With Quote
  #16 (permalink)  
Old 27-04-2006, 02:21 PM
claire's Avatar
claire claire is offline
carys's mammy
   
Join Date: Oct 2001
Location: Chester-Le-Street
Posts: 6,897
Default

we had insurance for our wedding 4 years ago. I personally think when your paying such a lot of money for one day the extra £100 for insurance is nothing compared to loosing 10-15k !! if anything went wrong.

The policies usually cover you for alot of things aswell. We went for the top cover but cant remember how much it was.

lv
c
x
__________________
[center] Carys Grace was born 29th June 2007 5:01am weighing 7lbs 8oz


our wedding pictures .......27th July 2002 http://community.webshots.com/user/claireandsimon

http://www.babyevans.mytinybaby.com password = babyevans

Reply With Quote
  #17 (permalink)  
Old 27-04-2006, 03:39 PM
Popsie
   
Posts: n/a
Default

We havent yet but I am wondering if I should get it - Ill be hoping its £100 wasted though if I do!!

x
Reply With Quote
Reply


Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


 

Powered by vBulletin® Version 3.6.8
Copyright ©2000 - 2008, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.0.0
© MyGroovyWedding.com | Part of My Groovy Network


Books | Bad Credit Loan | Myspace Proxy | Problem Mortgage | Mobile Phones